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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs, Uncategorized

3 Things Environmental Contractors Should Consider During the COVID-19 Pandemic

Many of our environmental contractors doing emergency related services and environmental remediation are considering offering their services to help combat …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs, Uncategorized

Does my insurance cover business losses from Covid-19?

Is your business is experiencing slowing revenues due to the coronavirus?  You might be asking this question, “Does my insurance …
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Electronic Security / Alarm Companies

Cyber Risk – Threats and Treatments

The California Alarm Association’s winter convention, one of the foremost industry events in the electronic security arena, was held in …
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Other Insurance Programs

Are Little Claims On Your Insurance Worthwhile?

You bought insurance for your business for protection, you wanted to make sure you were covered, and now you have …
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Electronic Security / Alarm Companies

Workers Comp and Independent Contractors: What you need to know

Previously, we discussed how a company can protect itself and it’s own insurance from the risks inherent in hiring subcontractors …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Uncovering Warning Signs of Worker’s Compensation Fraud

There’s no doubt that accidents happen in the workplace. However, when an employee makes a false claim of injury, your …
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Electronic Security / Alarm Companies

How Much Liability Insurance Should I Carry on My Alarm Company?

This is a business question I see frequently, but the answer is a classic “it depends” because there are so …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Don’t Let a Subcontractor Jeopardize Your Insurance Protection

The term subcontractor is defined as an independent business or person that carries out work for a company as part …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Admitted, Non-Admitted, or Financial Strength?

Some insurance buyers express concern over whether a carrier is Admitted or non-Admitted, but what does that mean, and when …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Where’s The Money in my Property Policy?

As California wildfires recently burned through millions of acres and affected thousands of businesses, our agency was able to volunteer …
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